Web Site Designed and Administered by IM Consulting 2011

IM Financial

Protection for the Self Employed

Ines Cohrs Mundt, RHU, Financial Planner

Your income supports your lifestyle

If you could not work tomorrow, how long could you continue your current lifestyle? ...days, weeks, months or years?

Guaranteed issue, no medical questionnaire, for monthly income replacement in case of  injury.

 

Income Replacement Sample

24hr/7days/week coverage

Consultant

Pays $1,500/month income

Cost $14.63 (tax deductible)

Business Overhead Expense

Covers fixed business costs for one year

$1,000 monthly expenses

Cost $12.00

Additional Benefits  (Pick and Choose)

Accidental Death & Dismemberment - $9.00 for $100,000

Health Plan - starts at $27.34 (varies by province)

Critical Illness lump sum payment starts at $3.37 for $5,000

Final Expense starts at $2.51 for $5,000

Pension for the Self Employed

Design your own pension plan

Creditor Proof and Guarantee of Principal

Start at $30/month

Flexibility - random extra payments

Start at any time